Estimate monthly gross sales first
A percentage fee is attractive at zero revenue and can become expensive as sales grow. A fixed subscription has the opposite shape.
Sellfy charges a recurring subscription and advertises 0% Sellfy transaction fees on its paid plans. Gumroad has no monthly platform fee but charges a percentage plus a fixed amount on direct sales. Your revenue level changes the answer.
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A percentage fee is attractive at zero revenue and can become expensive as sales grow. A fixed subscription has the opposite shape.
If the brand needs a more dedicated storefront, marketing features and predictable platform cost, a fixed-fee store can be easier to plan.
Platform fees are not the whole transaction cost. Compare payment processing, merchant-of-record responsibilities and any marketplace fees separately.
Compare the tools against the job you need done. Affiliate relationships do not change their fit or ordering.
| Tool | Planning cost | Setup | Digital products | Transaction model | Best for | Next step | |
|---|---|---|---|---|---|---|---|
| Sellfy Creator-focused storefront for digital and simple product sales. | $$ | Very easy | Excellent | 0% platform transaction fee on paid plans checked | Built in | digital downloads, creator stores, small catalogs | Visit Sellfy |
| Gumroad No-monthly-fee creator commerce platform that charges transaction-based platform fees on sales. | $0 fixed + transaction fees | Very easy | Excellent | Percentage fee per sale | Basic | testing digital products, low-volume creator sales, sellers prioritizing zero fixed platform cost | Visit Gumroad |
At low or zero sales, Gumroad has the lower fixed cost because there is no monthly platform charge. As direct sales increase, its percentage fee can make a fixed-fee Sellfy plan more predictable.
Sellfy states 0% Sellfy transaction fees on its paid plans; payment processors still charge their own fees.
At our check, Gumroad listed 10% + $0.50 for direct/profile sales before card processing, with a different higher fee for marketplace discovery sales.